Insurance

“Hope for the Best but stay prepared for the worst” – This one quote says it all about the importance of financial planning and risk management in today’s life. The way we keep thinking about future plans and joyous moments of life, the same intensity, we need to plan for the worst case scenarios too.

Simply speaking, Life Insurance is a written contract between the Insurance Company and any Individual which guarantees of payment of certain pre-agreed compensation for loss of life in return for payment of a specified premium. In Life Insurance, the beneficiary whose name has been mentioned in the contract receives the specified sum, from the insurer in case of happening of the event i.e. Loss of Life. Insurance companies offer different types of Insurance plans to the insured depending on need for insurance. More benefits come with the more premium.
With uncertainties increasing around us, life insurance is proving to be an ultimate life support. Having an insurance cover ensures that the dependents of the bread-winner of the family do not suffer financially in their absence. An increasing number of people in India are realising the importance of life insurance policy, more so during the pandemic times. COVID-19 has been a real eye-opener for a lot of people as to why and how a life insurance cover is a financial safety net in times of need. Lack of awareness is one of the major impediments for widespread adoption of life insurance. The availability of different types of insurance products also confuses some people
As an applicant for life insurance, there are numerous policy options at your fingertips to choose from. It is essential that you do your research before making an informed decision on purchasing a life insurance policy, as it can help you save money and receive maximum benefits. It is advisable to consult and take services of a registered and accredited Insurance Professional Agency to help you in choosing most suitable Insurance plans to meet the requirements. We , at ProSure IMF LLP, are working with leading Life Insurance Companies of India (Under IRDA Guidelines for IMF) and we can help you in identifying, shortlisting and placing your Insurance requirements with these Companies. Contact Us to schedule a meeting for this purpose and we will be happy to help you.

‘Health Is Wealth’ – if you agree with this, you must not ignore Health Insurance. Health insurance is a type of insurance coverage that typically pays for medical treatment including hospitals charges, prescription drug and related expenses incurred by the insured, ofcourse subject to the terms & conditions of the health insurance policy that you have bought. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly (Cashless Claim Settlement).
Health Insurance Plan can be availed for self, family or organization basis (Staff level or Group Level). Choosing a health insurance plan can be tricky because of different terms & conditions regarding Room Rent, Sub Limits, Deductibles, Exclusions, co-payments, and more. It is advisable to consult and take services of a registered and accredited Insurance Professional Agency to help you in choosing most suitable Insurance plans to meet the requirements. We , at ProSure IMF LLP, are working with leading Life Insurance Companies of India (Under IRDA Guidelines for IMF) and we can help you in identifying, shortlisting and placing your Health Insurance requirements with these Companies. Contact us to schedule a meeting for this purpose and we will be happy to help you.

‘Sometimes, General Things in Life become very Special if they do not remain with us’ and for this reason, General Insurance is also very important. A General insurance policy is a non-life insurance product that includes a range of general insurance policies. Common forms of general insurance in India are automobiles, mediclaim, homeowner’s insurance, marine, travel, and others. During the routine life, loss to one’s estate may occur due to perils like fire, storm and flood, earthquake, theft, accident, health, travel, and other similar factors. It is always a wise decision to obtain general insurance cover in above fields. It is advisable to consult and take services of a registered and accredited Insurance Professional Agency to help you in choosing most suitable Insurance plans to meet the requirements. We , at ProSure IMF LLP, are working with leading General Insurance Companies of India (Under IRDA Guidelines for IMF) and we can help you in identifying, shortlisting and placing your general Insurance requirements with these Companies. Contact us to schedule a meeting for this purpose and we will be happy to help you.